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SAAE Home Shield is here for Canadian homeowners facing foreclosure or struggling with mortgage payments. We help delay foreclosure and negotiate deferrals quickly, confidentially, and without judgment.
Let’s Talk!









Missed Mortage Payment or Late Fees ?
Facing Foreclosure notice ?
At least 10% Equality in your Home ?
Experienced Financial Hardship ?
Want to Avoid Credit Damage ?
If You Checked 2 or More , You likely Qualify .
We Contact Your Lender
At SAAE Home Shield, we charge a one-time service fee of $3,000 CAD but we know every situation is different...
That’s why we offer a flexible payment option, allowing you to split the total, up to 12 monthly payments with:
No hidden fees.
Just real help when you need it most.
This is not a loan it’s a fee deferral solution to help you access support quickly and affordably
You’re Not Alone And You Don’t Have to Navigate This Alone
Every day, Canadian homeowners face the fear of losing their homes. What sets us apart?
We treat your case with urgency and empathy because protecting your home isn’t just business, it’s personal.
100% Confidential Process.
No Judgment, Just Solutions.
Real People, Real Results.

flat $3,000fee
→ Tell us about your situation in just a few minutes.
→ We work with you to confirm your $3,000 service payment and your flexible plan.
→ Secure and simple we guide you through it.
→ We handle it all while you focus on protecting your peace of mind.
SAAE Home Shield was created with one mission:
to help Canadian Home Owners protect what matters most their home.
We understand how overwhelming it can feel when you’re at risk of foreclosure or struggling with mortgage payments. That’s why we provide fast, judgment free support to help delay foreclosure, negotiate mortgage deferrals, and buy you time to breathe.
With a focus on confidentiality, compassion, and real results, our team handles the hard conversations with your lender so you don’t have to. Whether you’re just starting to worry or already facing urgent deadlines, we’re here to guide you every step of the way.
You’re not alone. We’ve helped many Canadians stay in their homes and we’re ready to help you too.
✅ we communicate directly with your mortage lender to pause or defer payments buying you time and avoiding foreclosure. we handle the paperwork , negotiations and follow ups so you don't have to.
✅ NO!! We offer a flexible 12 Month payment plan with no interest or penalties , you can also pay off you balance early at any time , based on what works best for you .!
✅ NOT AT ALL !! this is not a loan and we don't run credit checks , we simply charges a one time service fee to help negotiate a Mortage solution with your Lender .
✅ We Work with major banks ( RBC , TD , BMO , Scotiabank ) , Credit unions , private lenders , and legal offices across canada , We've helped hundreds of homeowners negotiate successfully .
✅ typically , We'll need a signed agreement , a hardship letter , your latest Mortage statement , a Goverment Issued ID , And your Property Tax Bill . We'll Guide you through every step of it .
✅ It Rarely happens , but if your request is fully denied despite our effort , we have fair refund options and next strategies to support you further.
✅ YES ! in some cases a down payment maybe required before services begin . The amount depends on your selected plan payment structure , And will be clearly outlined before you sign the agreement . We aim to be fully transparent with no hidden fees .
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